That is a possibility since. PPay have never been an option for sellers in the US but PayPal is I believe. However, I purchased my Seller+ Lifetime membership using the card I'm trying to update. It is merely a matter of updating the expiration date and the security code. While I have no problem with the $1 being debited to verify the card, it is a bit annoying having it charged again every time support asks me to retry it. But is really annoying is that doesn't update.